Are you civil servants ? Enjoy the benefits of your professional status to lower the cost of your home loan!
Indeed, the banks particularly appreciate the officials for the security of status. They put forward some specific offers and reserved especially for you.
Specific offers of banks for civil servants
We offer competitive offers on real estate loans and loan insurance for civil servants. Recently, all public servants can benefit from these benefits. They result in a specific rate grid reserved exclusively for civil servants as well as preferential rates on loan insurance .
Also proposes a specific grid reserved for civil servants. This is accompanied by an advantageous loan insurance schedule. You can also choose the option to 180 days of deductible (instead of 90 days usually on insurance contracts) to further reduce the cost of insurance.
Some departmental funds offer an offer reserved for teachers .
In general, banks are open to better negotiations on the profiles of civil servants. Despite their specific offers, the banks listed above may very well be competing with banks that do not offer specific offers, but with aggressive rates to win the file.
Specific loans from your organization
According to your employer, you may be eligible, in addition to the specific offers of banks, loans reserved for your industry . These additional loans can be added to your financing and smoothed with the main bank loan and any other loans.
The military can for example benefit from the Home Ownership Loan. The latter allows the military to benefit from a 0% loan of up to € 20,000.
Make a complete point with your broker Gregor Samsa on the benefits you could benefit from. He will give you precise advice according to your situation and your real estate project.